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When you need it

Invoice discounting

LNDR provides a quick infusion of cash, enabling a business to cover its working capital needs and maintain a positive cash flow.

Increased Liquidity

By converting its unpaid invoices into cash, a business can free up funds for investment in growth opportunities or for paying suppliers, employees, or other expenses.

Reduced risk

Invoice discounting shifts the financial risk of non-payment from the business to the finance provider, as the latter assumes responsibility for collecting the outstanding debts.

Enhanced Credit Rating

With invoice discounting, a business can improve its credit rating by showing lenders that it has a reliable source of cash flow and a low risk of default.

More control

Unlike other forms of financing, invoice discounting does not require a business to offer collateral, which means it can retain control over its assets and operations.

Easy Discounting application

The invoice discounting application process involves the following steps

  • Step 1


    Submits an application to LNDR,  online or through a broker. The application usually requires basic information about the business, such as its legal name, contact information, and financial statements.

  • Step 2

    Due Diligence

    LNDR conducts due diligence to assess the creditworthiness of the business and its customers. This may include a review of financial statements, credit reports, and other relevant documents.

  • Step 3


    If your business is approved for invoice discounting, LNDR Business will provide a financing offer that includes the terms and conditions of the financing, such as the discount rate, advance rate, and repayment schedule.

    Easy Invoice discounting with LNDR

    LNDR Business takes responsibility for collecting the outstanding invoices from the business’s customers. LNDR Business provider may communicate directly with the customers to notify them of the invoice discounting arrangement and provide instructions for payment. LNDR Business provider deducts its fees from the collected funds and remits the remaining amount to the business owner.

    • Madelein
      Business Owner

      As a Business Owner at a large, listed company, I always dreamed of becoming an entrepreneur. Lndr Business funded my dream, and now I own three highly successful Beauty salons in Pretoria with plans to open a fourth one very soon.

    • Francois
      Business Owner

      I run a fuel transportation business in Pretoria and was looking for a financial partner to grow and develop my business. Lndr Business funded my business quickly and took the business to a new level of growth in a short period of time.

    • Sidney
      Business Owner

      Lndr Business helped me grow my engineering business by financing Purchase Orders. I now provide services to a variety of mining companies and large companies in Rustenburg.